Bridge Loan Process - Fast Bridge Loans

Vitvo’s bridging loan process starts with an initial enquiry and a Decision in Principle within 1 hour, and ends with a bridging loan being advanced. The speed of this process is primarily driven by the applicant’s needs. Vitvo can complete an advance in around 4 business days if required.

Short Application for Bridge Loan through to Decision in Principle

Initially, the applicant needs to provide a range of basic information: personal details, bridge loan amount, details about the security property and the charge being offered. In short, enough information for Vitvo to become familiar with the basic proposed bridge loan deal parameters.

If satisfactory, Vitvo will issue a Decision in Principle, outlining the general terms of a proposed bridge loan.

 
Expected turnaround: 1 hour (if received during the working week)
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Application Form through to Bridging Loan Offer

If the applicant wishes to proceed with a bridge loan, completion of a full Application Form will be required. The applicant will need to provide fuller information about themselves along with any further details relating to the bridging loan proposal that Vitvo’s underwriters may require. On receipt of the Form, Vitvo will conduct full and
comprehensive Know Your Client, Anti Money Laundering and credit bureau checks on the applicant along with a thorough and extensive range of anti-fraud investigations and analysis.

If satisfactory, Vitvo will issue a Bridge Loan Offer document outlining the general terms and conditions of a proposed loan.


 Expected turnaround: 1 day
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Valuation of the Security Property (run parallel with the Bridge Loan Agreement)
Vitvo Vitvo will select a RICS valuer to provide
a RICS ‘Red Book’ 180 day valuation of the property offered as security for the proposed bridging loan, the fee for which is payable in advance by the applicant.


 Expected turnaround: 3 days
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Bridge Loan Agreement  (run parallel with the Valuation)

Each party’s solicitors will make all necessary legal checks along with further Know Your Client, Anti Money Laundering and extra anti fraud investigations before concluding the terms of the Bridge Loan Agreement and the Legal Charge to be effected. Once concluded, bridging loan drawdown can take place.

 

Expected turnaround: 2 days
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Total Expected Turn Around: 4 Days

Bridge Loan Application - Leave your Contact Details, and we will Call you

On receipt of your details, you will receive a call from one of our knowledgeable, and friendly staff. We know each potential Bridge Loan has a story, we would like to hear it. It should be painless and quick, with a DIP following within minutes!
Thanks for the application! We aim to be back to you within the hour, unless outside working hours, in which case on our return
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1 Hour to your Decision in Principle once you Connect

A decision in Principle can be given within an hour of application, if during weekday hours. We can take a Bridge Loan from Decision in Principle to cash in your bank inside 4 days if necessary.
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This information is strictly for the use of approved intermediaries only
Vita Solvo Ltd registered in England and Wales with company number 08251204  having its registered office at Flat A Melcombe Regis Court, 59 Weymouth Street, London, W1G 8NS