Secured Loan - How long does an application take?

By either completing our Initial Enquiry Form or from speaking to one of our dedicated advisors, Vitvo aims to provide a Decision In Principle (‘DIP’) to make a bridge loan to a bridging borrower within 1 hour. The DIP document will show indicative terms for the bridging loan and will need to be signed by the borrower in order to progress the application further. Contact us on 0207 183 2203 or at to make an enquiry.

Thereafter, once we have received a Full Application Form (with a signed declaration) and certain supporting documentation, Vitvo will instruct a valuation of the property to take place at the borrower’s expense to progress the secured loan.

Once the valuation report has been successfully completed, Vitvo will instruct our solicitors to carry out due diligence and handle the required legal processes. With this done, loan funds can then be advanced to the borrower.

To fully complete a bridging loan application and advance funds can take as little as 4 business days.

Bridge Loan Application - Leave your Contact Details, and we will Call you

On receipt of your details, you will receive a call from one of our knowledgeable, and friendly staff. We know each potential Bridge Loan has a story, we would like to hear it. It should be painless and quick, with a DIP following within minutes!
Thanks for the application! We aim to be back to you within the hour, unless outside working hours, in which case on our return
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1 Hour to your Decision in Principle once you Connect

A decision in Principle can be given within an hour of application, if during weekday hours. We can take a Bridge Loan from Decision in Principle to cash in your bank inside 4 days if necessary.

How to Apply for a Bridge Loan

Decision in Principle

The first step in obtaining a Bridge Loan is to enter your basic details; your name, type of bridge loan you want, property providing the security etc. On receipt Vitvo will issue a Decision in Principle within an hour, if the application is made within working hours.

Application Form

If you wish to proceed with the Bridge Loan based on Vitvo's terms; the second step in obtaining a Bridge Loan is to enter your remaining details of the loan in an application form. Parts of it will already be pre-filled from the original details you gave us at the Decision in Principle Stage. On receipt, Vitvo will turn this around in 1 working day.
Bridge Loans

Valuation and Legals

All being well, Vitvo will confirm that we can proceed with the Bridge Loan. The third step in obtaining a Bridge Loan, is for Vitvo to arrange for a valuation, typically around £1,000. Simulataneously, Vitvo will work with your solicitor to document the agreed terms in a Bridge Loan agreement. Once this is agreed, and signed by both parties, your Bridge Loan is binding. This can take 3 days if each party is engaged.
Bridge Loans, bridging Loans, Fast Bridge Loans, Decision in Principle

Money Transferred

Once the Bridge Loan has been signed, our solicitor will transfer the money to your solicitor within 3 hours.
Apply for a Fast Bridge Loan!

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This information is strictly for the use of approved intermediaries only
Vita Solvo Ltd registered in England and Wales with company number 08251204  having its registered office at Flat A Melcombe Regis Court, 59 Weymouth Street, London, W1G 8NS