Everyone at Vitvo believes in you, the property professional; your desire to dream, innovate, create, and build. You are an extraordinary person, and we believe in helping you to help yourself

Bridge Loan Application - Leave your Contact Details, and we will Call you

On receipt of your details, you will receive a call from one of our knowledgeable, and friendly staff. We know each potential Bridge Loan has a story, we would like to hear it. It should be painless and quick, with a DIP following within minutes!
Thanks for the application! We aim to be back to you within the hour, unless outside working hours, in which case on our return
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1 Hour to your Decision in Principle once you Connect

A decision in Principle can be given within an hour of application, if during weekday hours. We can take a Bridge Loan from Decision in Principle to cash in your bank inside 4 days if necessary.

How to Get a Bridge Loan

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Decision in Principle

The first step in obtaining a Bridge Loan is to enter your basic details; your name, property providing the security, loan size etc. On receipt Vitvo will issue a Decision in Principle within an hour, if the application is made within working hours.
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Application Form

If you wish to proceed with the Bridge Loan based on Vitvo's terms; the second step in obtaining a Bridge Loan is to enter your remaining details of the loan in an application form. Parts of it will already be pre-filled from the original details you gave us at the Decision in Principle Stage. On receipt, Vitvo will turn this around in 1 working day.
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Valuation and Legals

All being well, Vitvo will confirm that we can proceed with the Bridge Loan. The third step in obtaining a Bridge Loan, is for Vitvo to arrange for a valuation, typically around £1,000. Simulataneously, Vitvo will work with your solicitor to document the agreed terms in a Bridge Loan agreement. Once this is agreed, and signed by both parties, your Bridge Loan is binding. This can take 3 days if each party is engaged.
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Money Transferred

Once the Bridge Loan has been signed, our solicitor will transfer the money to your solicitor within 3 hours.
2nd Charge Bridging Loans - from 0.90% p.m

Types of Bridge Loan

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- Loans made for business purposes and secured on investment properties
- Property situated in England and Wales
- Max LTV 70%
- No Stuctural work allowed
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- Loans made for business purposes and secured on investment properties
- Property situated in England and Wales
- Max LTV 70%
- Stuctural work allowed; no basements, and no ground up development
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- Lending against properties, post being wind and water tight, and prior to practical completion
- Loans made to the developer for business purposes, and secured on residential properties 
- Property situated in England and Wales
- Max LTV 70%
"Vitvo were exceptional, they took a bridge loan from Decision in Principle to cash in bank within 3 business days. They have very streamlined processes, are easy to deal with, and a welcome new entrant to the market."
Rob Ground, Property Finance Broker
"Vitvo were ultra competitive on their pricing of a 2nd charge bridge loan, fast to completion, and a pleasure to work with."
George Konstantinos, Bridge Loan Broker
"Vitvo took on a case which had sat with another large bridge lender for weeks. Vitvo quickly got to the bottom of the underlying risk, saw that the supposed risks were immaterial, and pushed ahead with a swift completion. A breath of fresh air."
Murray Jones, Development & Bridge Finance Broker

Vitvo in the News

  • Ian Wilson, CEO of Vitvo, gives an interview to Bridging Loan Directory. Talking about what makes him tick, values, achievements, and Flexible Development Exit Loans (the "Castro" Loan). See Ian Wilson, CEO of Vitvo, being interviewed
  • Vitvo launches a market first Flexible Development Exit Loan (the "Castro" Loan). Allowing developers to borrow, once residential property is wind and water tight, and prior to practical completion, in order to avoid any fees, or penalty rates, on delayed projects. Also allowing a developer to move their development finance provider onto the next project sooner than would be otherwise possible. See Vitvo launches unique Flexible Development Exit Loan
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Vita Solvo Ltd registered in England and Wales with company number 08251204  having its registered office at Flat A Melcombe Regis Court, 59 Weymouth Street, London, W1G 8NS